€LP – €uropat Local Plus

€LP is a very original product, developed and commercialisedby Expat & Co.
It is based on the principal that not the client has to change his policy when he moves to another country, but it is the policy that changes to the new situation of the client (Chameleon-principle).
€LP is a modular package with many options and 4 versions (Emergency – Light – Standard – Gold).

Module 1 : Medical Care (Full cover - Top-Up - Sleeper)
      Basic Cover : Hospitalisation (*)
      Option 1 : Elective Home Country Treatment
      Option 2 : Outpatient treatment (incl. alternative treatment)
      Option 3 : Dental Care, Optical and hearing aids
     
Module 2 : Assistance
      Basic Cover : Medical assistance + travel assistance  (*)      
      Option 1 : Cancellation/Curtailment

Module 3 : Personal protection
      Protection for people with professional income        
      Option 1 : Death by accident by accident (lump sum and or burial costs)
      Option 2 : Permanent disability by accident (lump sum)
      Option 3 : Temporary disability by accident (sum/month)

      Protection for people with or without professional income  
      Option 4 : Death by accident by accident (lump sum and or burial costs)
      Option 5 : Permanent disability by accident (lump sum)
      Option 6 : Critical and incurable illness (lump sum)
      Option 7 : Kidnap & ransom, Extortion, Wronful detention
      Option 8 : Term Life insurance

      Protection for keypersons (only in collective policies)     
      Option 9 : Sudden and unforeseen death by accident or illness (lump sum)    
      Option 10 : Temporary or permanent disability by accident or illness

Module 4 : Income Protection
      Income protection for people with professional income        
      Option 1 : Disability pension

     Income protection for temporary non-working spouses (carreer break to follow their partner)   
      Option 2 : Disability pension

Module 5: Personal belongings on the move
      Goods at residence abroad
      Option 1 : Fire insurance content & household furniture
      Option 2 : Tenant liability
      Goods worldwide
      Option 3 : Baggage insurance
      Option 4 : All risk valuable goods

Module 6: Personal liability (incl. legal assistance)

(*) Compulsory

 Read more about the Chameleon-principle…

Download the €LP policy conditions

What to do in case of a claim?

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